Automatic Adjustment
; Changes in the Population Structure
Publication Year
2022
Publisher
Korea Institute for Health and Social Affairs
Abstract
Changes in Korea’s demographic structure, such as aging, are expected to proceed rapidly. Changes in the Population structure due to the extension of life expectancy are closely related to stable system operation of public pensions that consider life cycles. In many countries that have already experienced aging, it is easy to find cases of countries operating a pension benefit automatic adjustment that can consider socioeconomic changes. The National Pension plans to estimate its a long term financial status in 2023, and it also includes pension reform as the government’s national agenda. The National Pension Service is expected to reform with an appropriate burden and appropriate salary and operate the system stably through this. In order to minimize political costs and operate a stable system through intergenerational solidarity, the introduction effect was analyzed and implications were examined, focusing on the automatic adjustment method. In this study, the purpose and background of automatic adjustment methods in Japan, Finland, Germany, and Sweden were examined in detail, and implications were examined. The concepts and theories of Finland’s application of the expected lifetime coefficient, Japan’s macroeconomic slide, Germany’s sustainability factor, and Sweden’s automatic adjustment method in the NDC were mathematically reviewed. The automatic adjustment method analyzed in this study is implemented in the mid-2030s, and before that, it is premised that the current imbalance in supply and demand burden will be partially resolved by raising the National Pension contribution rate. Considering the characteristics of each Pension, such as the National Pension and Government Employees Pension, the practical limitations of the automatic adjustment method and the premise of introduction are being reviewed.
Table Of Contents
Abstract 1 요약 3
제1장 서론 9 제1절 연구의 배경 및 목적 11 제2절 주요 연구내용 13
제2장 사회・경제적 변화와 공적연금 재정전망 17 제1절 공적연금재정 현황과 전망 19 제2절 기대수명연장과 연금수급기간 33 제3절 경제 여건과 연금급여 41
제3장 공적연금 급여연동방식 국내외 사례 47 제1절 OECD 주요국 현황 49 제2절 독일 59 제3절 일본 65 제4절 스웨덴 78 제5절 국내 연구사례 86
제4장 급여연동방식 개선방향 검토 91 제1절 급여연동방식 이론적・수리적 고찰 93 제2절 급여연동방식 효과 분석 123