This study aims to propose workable and effective models of old-age income protection. For this purpose, the authors looked into the poverty situations of the current elderly in Korea and their socioeconomic consequences, and examined how a selected number of OECD countries tackle problems concerning old-age poverty. The findings suggest first that poverty rate is significantly higher among one-person elderly households than among elderly-couple households. Second, broad though the Basic Old-age Pension may be in its coverage, its benefit level is considered far less than appropriate. On the other hand, both the Old-age Pension and the National Basic Social Security provide relatively generous benefits, but they cover only 31.1% and 9.4%, respectively, of the elderly population. Third, a number of OECD countries, including Canada, New Zealand, the Netherlands, Sweden, and the UK, are found to provide an amount equivalent to 20~30% of average worker’s income to their senior citizens in the forms of means-tested supplementary benefit, Basic Pension, Guaranteed Minimum Pension. The policy suggestions we make in this study boil down to two things: i) broaden the beneficiary base of the National Pension while strengthening public assistance programs as a supplemental income protection scheme, and; ii) establish outside the National Pension another income protection pillar with the primary objective of reducing poverty among the elderly. The first option, while likely to be more target-efficient, but may well be regarded as less fair, inter-generationally and intra-generationally, than expected of a public income protection scheme. The second can be highly effective, but more costly and less target-efficient.
Table Of Contents
Abstract
요 약
제1장 서론 제1절 연구 필요성 및 목적 제2절 연구 내용 및 연구 방법
제2장 노후소득보장체계의 목표 및 기본원칙 제1절 노후소득보장체계의 목표 제2절 노후소득보장체계의 기본원칙
제3장 현세대 노인의 빈곤 및 공적노후소득보장 실태 제1절 서론 제2절 기존 연구 및 연구 방법 제3절 분석 결과 제4절 소결
제4장 주요국의 노후소득보장제도 제1절 캐나다 제2절 뉴질랜드 제3절 네덜란드
제4절 스웨덴 제5절 영국 제6절 각 국의 연금제도 평가 및 시사점
제5장 노후소득보장체계에 대한 평가와 대안 모색 제1절 서론 제2절 노후소득보장체계 평가 제3절 공적 노후소득보장체계의 재구조화 모델 제4절 노후소득보장체계의 재구조화
제6장 결론 및 정책적 함의
참고문헌
Local ID
Research Monographs 2012-31
ISBN
978-89-8187-959-4
KIHASA Research Subject Classification
Income protection > Public pension
Social service > Welfare for older persons