retirement income security system
; public pension
; elderly poverty
Publication Year
2023
Publisher
Korea Institute for Health and Social Affairs
Abstract
This study focuses on the characteristics of the old-age income security system and the level of poverty and inequality among the elderly in eight European countries that have handled old-age risks relatively well since World War II: Sweden, Finland, the Netherlands, the UK, Germany, France, Italy, and Greece. Through our analysis, we sought to gain implications for Korea, which is currently undergoing pension reform. We used data from the OECD, EU, and MISSOC to take an organized look at the structure, characteristics, and adequacy of retirement income security systems in eight European countries. In addition, raw data from the EU-SILC and Statistics Korea's Household Finance and Welfare Survey were used to analyze the income composition of elderly households as well as the trends of poverty and inequality among the elderly in the eight European countries and Korea. Through this study results, we aim to provide implications for deriving alternatives for establishing a retirement income security system to overcome the so-called ‘pension trilemma’ of reducing poverty and inequality among the elderly, improving intra- and inter-generational equity, and securing financial sustainability.
Table Of Contents
Abstract 1 요 약 5
제1장 서론 7 제1절 연구 배경 및 목적 9 제2절 연구의 주요 내용 10 제3절 EU-SILC 및 가계금융복지조사 개요 및 분석 방법 13
제2장 이론적 배경 19 제1절 사회적 위험으로서의 ‘노령’과 노인 빈곤의 특성 21 제2절 ‘노령(빈곤)’ 위험에 대한 대응으로서 유럽 공적 연금의 발전과 개혁 29
제3장 노후소득보장 체계의 주요 내용 및 특성 45 제1절 노후소득보장의 전제 지표 47 제2절 노후소득보장 체계 구조와 특성 57 제3절 노후소득보장의 적절성 76