Asset, Debt
; Asset-Building(Asset-Based) Policy
; Young Adults
; Youth Policy
; South Korea
Publication Year
2022
Publisher
Korea Institute for Health and Social Affairs
Abstract
This study aims to examine the current status of young adults’ assets and debts, to identify changing attitudes of them towards assets and their welfare needs, and to draw policy implications based on the findings. First of all, this study delves into previous studies on assets and reviews Singapore and domestic cases. Using the Survey of Household Finances and Living Conditions, we analyze young adults’ assets and debts from 2012 to 2021, specifically focusing on young adult heads of households aged 19 to 39 across the nation. Then, FGI interviews are carried out with those aged 19 to 39 living in Seoul Metropolitan Area to find out how they perceive assets and debts, how they accumulate the net asset, and what their welfare needs are in this matter, with the way the current policy can improve. Finally, conclusions are drawn from the mixed method findings, with some limitations and future studies behind.
Table Of Contents
Abstract 1 요약 3
제1장 서론 7 제1절 연구의 배경 및 목적 7 제2절 연구 내용 및 방법 16
제2장 선행연구 및 관련 제도 고찰 19 제1절 자산의 이해 21 제2절 선행연구 23 제3절 국내외 자산형성지원제도 28