National Pension Scheme
; Contributions Subsidy for Individually Insured Persons
; Microsimulation model
Publication Year
2022
Publisher
Korea Institute for Health and Social Affairs
Abstract
This study examines the long-term effect of contributions subsidy for Individually Insured Persons (hereafter CS) on their old-age income security by using the dynamic microsimulation model. The main results are as follows. First, the study estimated that the CS in National Pension has a negligible impact on insured periods - 0.6 months increase on average - and the take-up rate of the pension benefit - 0.1~0.2%p increase on average-. Second, the effect of CS on monthly pensions is expected to be negligible. Is is expected that the CS will increase the monthly benefit amount by about KRW 1,000. Third, for all old-age pension beneficiaries, the effect of CS is more significant in the middle-income group than in the lower-income group. In the case of CS beneficiaries, the effect is expected to be the biggest in the lowest-income group. Fourth, even if the level of CS, support periods, and percentage of renewing the payment are raised, the additional effect is not expected to be significant. Finally, This study suggests expanding the target of the CS and extending the level of CS and support period.
Table Of Contents
Abstract 1 요 약 3
제1장 서 론 7 제1절 연구의 배경 및 목적 9 제2절 연구의 내용 및 방법 11
제2장 지역가입자 연금보험료 지원 제도의 내용과 쟁점 13 제1절 제도 개요 및 지역가입자 현황 15 제2절 주요 쟁점 사항 검토 28 제3절 소결 37
제3장 지역가입자 연금보험료 지원 제도의 효과 추정 39 제1절 선행연구 검토 41 제2절 분석 방법: 마이크로시뮬레이션 모형 45 제3절 시뮬레이션 결과 56 제4절 소결 72