장애관련 소득보장제도의 선정기준 및 급여수준을 비교분석하고 해외연구사례를 통해 제도간 형평성을 살펴보고, 장애소득보장제도간 형평성을 고려한 개선방안을 제시하고 재정분석 및 개선효과를 비교분석함으로서 보다 실질적인 개선방향을 제시
Income security system for the disabled in Korea faces the new stage this year with the introduction of Disability Pension Act; the system divides into Disability Pension, non-contributing pension, and Invalidity Pension of National Pension Scheme, which is social pension. In addition, there is Permanent Disability Benefit of Workers Compensation Insurance, which applies to the disability due to work injury. Disability Pension Act improves the income security system for the disabled by providing pension to the disabled people who live slightly above the poverty line, but was excluded in the National Basic Income Security scheme since it does not consider the disability in selecting the beneficiary. It is also expected that Disability Pension contribute to building up the income security system by providing the basic disability pension to the disabled who is not covered by National Pension due to inborn disability or not satisfying the conditions of the scheme. Although it resolves the gaps in coverage in National Basic Livelihood scheme and National Pension scheme in some degree, Non-contributing Disability Pension has a problem of not being clearly distinguished from National Pension, which is social pension scheme. In addition, it is difficult to consider Disability Pension as minimum guaranteed pension although it allows the overlaps with Invalidity Pension of National Pension. Therefore, there should be clarification between disability benefit schemes considering the characteristics of each scheme, otherwise, there would be increase of income disparity among the disabled and decline of redistribution. This study aims to examine the raised the issues related to current income security system for the disabled. It tries to suggest the desirable direction for restructuring the income security system for the disabled through the case studies of multi-pillar income security system for the disabled in other countries. The study also presents the suggestions to improve system by examining the current status of Disability Pension and Invalidity Pension of National Pension, exploring the ways for effective role sharing between the schemes with financial analysis and analyzing the effect of each suggestion.
Abstract 요 약 제1장 연구의 배경 및 목적 제2장 장애소득보장제도 개요 제1절 장애소득보장제도의 개념 제2절 우리나라의 장애소득보장제도 개관 제3장 장애인연금과 국민연금의 장애연금 적용현황 제1절 장애인연금 제2절 국민연금의 장애연금 제3절 적용현황 분석결과 제4장 장애소득보장제도 해외사례 제1절 독일 제2절 미국 제3절 캐나다 제4절 일본 제5절 해외사례연구의 시사점 제5장 장애소득보장제도 급여의 형평성 분석 제1절 현행제도 유지시 제2절 제도개선방안 적용 제6장 결론 및 정책제언 참고문헌 부 록 부록 1. 산재보험의 장해급여 부록 2. 공무원의 장해급여